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Am I Eligible for Life Insurance if I Have a Chronic Illness?

Am I Eligible for Life Insurance if I Have a Chronic Illness?

If you live with a chronic illness and are considering the prospect of purchasing life insurance, you may be wondering if your condition will get in the way of your eligibility. However, many people with chronic health conditions are still able to qualify for average life insurance rates. Of course, every person’s situation is different, and your rates will also reflect the specific type of...

Tips to Keep Your Football Tailgate Safe

Tips to Keep Your Football Tailgate Safe

Whether you’re in love with the game or the food, football season has officially arrived. That means the fun of tailgating season has also begun. It takes a lot of effort to host a successful tailgate, but it’s important to keep yourself, your cars, and your guests safe. Here’s what you need to know and do before the big tailgate…we mean game.Make a Plan First things...

What’s Considered a Natural Disaster, and Am I Covered?

What’s Considered a Natural Disaster, and Am I Covered?

Natural disasters happen. Although no one can predict when they will occur, homeowners insurance can give you peace of mind. First, however, it is essential to understand what qualifies as a natural disaster under the terms of your policy. Homeowners insurance covers a vast range of natural disasters, including those caused by fire, tornadoes, hail, explosions, windstorms, volcanoes, hurricanes, and extreme cold. That said, homeowners...

What’s the Biggest Distraction While Driving? It Might Surprise You!

What’s the Biggest Distraction While Driving? It Might Surprise You!

You’re driving along, the sun is setting and there’s a cozy warm breeze. You’re listening to a song you’ve heard a hundred times, driving a road you’ve driven twice a day, every day for years. Your mind begins to wander, you’ve got a million different things to think about, right? A task as relaxing as driving makes it just that easy to get distracted in...

Is Joint Life Insurance a Good Idea?

Is Joint Life Insurance a Good Idea?

Joint life insurance comes with several appealing benefits. Rather than covering one spouse, the insurance covers both spouses – but only pays one death benefit – when one partner dies. This type of insurance can be more affordable than buying two separate life insurance policies. How does Joint Life Insurance Work? Joint life insurance comes in two different types, called “first-to-die” and “second-to-die.” With first-to-die,...